SIB RuPay PMJDY Debit Card

Issued under the Pradhan Mantri Jan Dhan Yojana, (PMJDY), this SIB RuPay Debit Card is a gateway to financial independence and security. Enjoy seamless transactions at ATMs, POS terminals, and e-commerce platforms. With up to Rs. 2 lakhs in Personal Accidental and Disability coverage, this card ensures affordability and accessibility for essential financial services like banking, credit, insurance, and more.

Zero Issuance and AMC charges
Daily ATM withdrawal limit of Rs.15,000/-
Make purchases up to Rs.25,000/- daily
Insurance coverage of up to Rs.2 lakhs

Insurance Coverage: Accidental death and permanent disability insurance of up to Rs 2 lakhs for eligible cardholders.
Convenience: Secure and seamless transactions at RuPay-enabled outlets across India.

Issuance Charges: Rs 0
Annual Maintenance Charges (AMC): Rs 0

Online

Log in to SIBerNet (Internet Banking) or the SIB Mirror+ App.
Navigate to the “Debit Card Application” section and submit your request in just a few clicks.

Offline

Visit your nearest South Indian Bank branch.
Complete the application form with assistance from the branch staff.

The SIB RuPay PMJDY Debit Card is exclusively available to customers with:

Saral Accounts
Financial Inclusion Accounts
Basic Savings Bank Deposit Accounts (BSBDA)
SB Small Accounts

Open savings account with SIB and enjoy the benefits of a PMJDY debit card today!

Frequently Asked Questions

To get answers to the frequently asked queries

The PMJDY Debit Card offers accidental death and permanent disability insurance of up to Rs. 2 lakhs for cards issued after August 28, 2018. For cards issued before this date, the coverage is Rs. 1 lakh.

No, the PMJDY Debit Card comes with zero issuance and annual maintenance charges.

You can withdraw up to Rs.15,000 daily from ATMs and make purchases up to Rs.25,000 daily.

Yes, the PMJDY Debit Card supports online payments across platforms that accept RuPay debit cards.

You can reset your PIN using the SIBerNet portal, SIB Mirror+ App, or at any SIB ATM!

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