SIB Prepaid Card

Flexible Payments Made Easy with Reloadable Prepaid Card

Make life simpler with South Indian Bank's Reloadable Prepaid Card. Load, spend, and reload anytime, anywhere across India. Whether you're shopping online, paying at stores, or managing corporate expenses, this card offers secure and flexible payments through the RuPay platform. Designed for individuals/retail customers and businesses, it's your go-to solution for convenience and control. 

Benefits of South Indian Bank Prepaid Cards

PIN-based secure transactions

Reload with any amount, as per convenience

Accessible offline & online

ATM cash withdrawal enabled

  • PIN-based secure transactions
  • Reload with any amount, as per convenience
  • Accessible offline & online
  • ATM cash withdrawal enabled
  • Uninterrupted usage until the expiry date
  • Versatile Usage: Designed for both business and personal needs, catering to diverse requirements. 
  • Cashless Payments: Enjoy smooth, secure payments at physical stores and online platforms. 
  • Reload Anytime: Reload funds anytime, giving you complete control over spending.  
  • Enhanced Security: PIN-protected payments ensure safety and peace of mind with every transaction. 
  • ATM Withdrawal: Use the card to withdraw cash at ATMs, making it a more flexible option compared to a gift card. 
  • Custom Spending Limits: Customisable daily & monthly spending limits & control to ensure mindful spending. 

To be eligible for a South Indian Bank Prepaid Card:

  • You must be an Indian resident. 
  • You must be a retail customer or corporate client. 
  • You must comply with Know Your Customer (KYC) norms. 
     

Particulars

Charges

Issuance Fee/Replacement Fee

Rs.100/- per card

Reloading Fee

Rs.50/- per card

Encashment Fee

Rs.100/- per card

ATM Transaction Fee (SIB ATMs)

Rs.5/- (Balance Enquiry) & Rs.10/- (Cash Withdrawal)

ATM Transaction Fee (Other ATMs)

Rs.8/- (Balance Enquiry) & Rs.20/- (Cash Withdrawal)

 

 

Particulars

Limits

ATM Withdrawals

Daily Limit: Rs.30,000/-; No monthly limit

POS/Online (Retail Customer)

Daily Limit: Rs.1,00,000/-

POS/Online (Corporate Customer)

Daily Limit: Rs.50,000/-

You can apply for a South Indian Bank Prepaid Card by following a few simple steps: 

  • Visit any South Indian Bank branch near you and start the application process. 
  • Submit the required documents to complete KYC verification. 
  • Load the card with desired funds. 
  • Activate the card and start using it!

To find your nearest SIB branch, click here

QUESTIONS & ANSWERS

Frequently Asked Questions

To get answers to the frequently asked queries

Reloadable Prepaid Cards are Prepaid Cards issued with amounts loaded as per customer choice and the same can be replenished (reloaded) as and when required.

Yes, you can withdraw cash using Reloadable Prepaid Cards. 

Reloadable Prepaid Cards can be issued to SIB Customers only, who has not availed this facility from Other Banks.

Reloadable Prepaid Cards shall be issued after collecting the necessary KYC Documents viz. Aadhaar/Passport/Driving License/Voter’s ID/PAN of the Prepaid card applicant and the Prepaid card holder(beneficiary) In addition to this, other details of the applicant and the Beneficiary such as mobile number, email id, DOB, address etc..along with a Passport size photograph and duly filled and signed Applications form is to be submitted to the Bank.

The charges for the Reloadable Prepaid cards are as below:

SL.No. Particulars Charges in INR (Appicable Tax Extra)
1 Issuance/Replacement Fee 100
2 Reloading Fee 50
3 Encashment Fee 100
4 ATM Transactions (SIB ATMs)

5 for Balance Enquiry

10 for Cash Withdrawal

5 ATM Transactions (Other ATMs)

8 for Balance Enquiry

20 for Cash Withdrawal

 

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