SIB Gift Card

Make Gifting Easy and Rewarding with South Indian Bank’s Gift Card

Simplify gifting with a Prepaid Gift Card, your go-to solution for any occasion. Designed with RuPay, it offers security, ease, and freedom for your loved ones to choose what they truly desire. From online shopping to merchant outlets, it’s convenient, prepaid, and valid for up to 1.5 years. Say goodbye to gift-giving hassles and embrace the gift of choice with South Indian Bank.

Benefits of South Indian Bank Gift Cards

Up to 1.5 years of validity

Issue or replace for just Rs.50

Customisable amount

Purchase anything you like

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Variety of Options: Allows recipients to get whatever they like.
Versatility: Use the gift card for both online and offline purchases at RuPay supported outlets.
Customisable Amount: Load amounts from Rs.500 to Rs.10,000, making it perfect for any gifting occasion.
Convenient Gifting: Eliminates the need for cash or physical gift vouchers.
Elevated Security: Dual Interface (DI) and RuPay-powered with 4-digit PIN and OTP ensures safe and authorized payments.
Validity: Enjoy up to 1.5 years of card validity.

Individuals seeking a gifting solution can apply for the SIB gift card.
You don’t need to have a specific income or demographic.
You must adhere to South Indian Bank’s guidelines.

Particulars	Charges
Issuance Fee	Rs.50/- per card
Replacement Fee	Rs.50/- per card
Reload Option	Not applicable (non-reloadable)
Transaction Charges	As per standard RuPay transaction rates

It is easy to apply for a South Indian Bank Gift card:

Visit your nearest South Indian Bank branch and submit the application form with necessary details.
Choose an amount between Rs.500 and Rs.10,000.
Collect your Gift Card and start gifting!

To find your nearest SIB branch, click here

Click here to check the card balance, block/unblock card and view mini statement
Terms & Conditions

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QUESTIONS & ANSWERS

Frequently Asked Questions

To get answers to the frequently asked queries

The South Indian Bank Gift card is a prepaid, non-reloadable magnetic stripe based card on the RuPay platform.

The SIB Gift Card is available off-the–shelf at our designated branches. You just need walk into one of our designated branches and walk out with a fully loaded SIB Gift Card.

No. You don’t need to have an account with SIB to purchase SIB Gift Card, but minimum KYC to be complied with.

Schedule of charges Card Issuance Charges / Replacement Fee (per card) Rs. 50/- per card plus tax

The SIB Gift Card is issued on the RuPay platform and can be used at merchant outlets across the country accepting RuPay Cards - including retail stores and online merchants. Please note that SIB Gift card is usable in India only. International purchases and purchases from International sites are restricted.

The SIB Gift Card will be activated with the loaded amount within 24 hrs after the bank has received clear funds from the customer. Once activated, the card is ready for use.

The only way to use the Available Balance on the Gift Card is by making a purchase with the Card. Every time you do this, the full amount of the purchase, including taxes and any other fees, gets deducted from the Available Balance.

SIB Gift Cards cannot be used for cash withdrawals at ATMs.

The SIB Gift Card can be loaded with any amount starting from a minimum of Rs. 500/- and upto a maximum of Rs. 10,000/-.

The SIB Gift Card is a non-reloadable card. It can be loaded only once at the time of issuance.

The card is valid for a period of 1.5 years from the date of issue or the validity period is mentioned on the face of the card (Valid from/Valid Thru), whichever is earlier. The minimum validity will be 6 months. Kindly note that the SIB Gift Card is valid until the “valid thru” date shown on front of the Card or until the Available Balance on the Card has been exhausted, whichever is earlier.

If the applicant uses the Card he needs to sign on the reverse of the Card on receipt of the Card to avoid its unauthorized use. If the applicant is gifting the Card to someone else, then the beneficiary of the Card needs to sign on the reverse of the Card on receipt of the Card to avoid its unauthorized use.

On loss of the card, please report to South Indian Bank through Toll free Number or to your nearest South Indian Bank branch for hot listing the card. SIB Toll Free Number: 1800 843 1800 / 1800 425 1809

In such cases please cut the card into four pieces and hand them over to the nearest South Indian Bank branch. Kindly note that all unutilized balances at the time of expiry of the Card shall lapse to the Bank.

In such cases please cut the card into four pieces and hand them over to the nearest South Indian Bank branch.

The customer can contact the branch where the card was issued. PIN will be re-generated and a minimum time frame of 5 days is required

The TAT communicated is 24 hours to the customer. Corporate Gift Card will be loaded 24 hours after the funds and funding instruction is given by the Corporate/Client.

If you are an existing SIB Bank Current or Savings Account holder then you just need to submit the Gift Card application form. If you are not an existing SIB Bank Current or Savings Account holder then you need to submit the Gift Card application form along with your valid ID proof, address proof, PAN No and a passport size photo.

To apply for a duplicate Gift Card: The applicant should contact the branch with the original card number. He/she should also furnish his/her identification proof and address proof at the time of applying for a duplicate card from the Branch.

The card cannot be used to withdraw cash. You can use it at any merchant outlet that accepts RuPay cards or for online shopping.

The SIB Gift Card is a single load card and the value on the card cannot be re-loaded.

It is an elegantly designed envelope containing the card, a PIN (personal identification number) along with a welcome letter with instructions on how to use the card securely. PIN is used for checking your card balances and transactions details online, and for authorizing POS /Ecommerce transactions OTP(One Time Password) is sent to the registered Mobile Number.

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