Time Frame For Disposal Of Loan Proposals

At South Indian Bank, we strive to process your loan applications efficiently. Below are the expected processing timelines for different loan categories:

Vehicle Loan, Personal Loan 2 days
Education Loan, Govt Sponsored Loan 5 days
KCC, Housing Loan, Mortgage Loan Personal 7 days
SME Loans, Mortgage Loan Business, all other proposals processing at Retail Banking Credit Processing Centre 10 days
Sanctions by individual functionaries at Mid Corporate Credit Processing Centre 15 days
Sanctions by all Credit Committees except Management Committee 20 days
Sanctions by Management Committee 30 days

 


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