Unclaimed Deposits/Inoperative Accounts

At South Indian Bank, we are committed to helping our customers reclaim their unclaimed deposits and inoperative accounts with ease. As per RBI guidelines, accounts that remain inactive for an extended period and deposits left unclaimed are classified accordingly.

If you have an unclaimed deposit or an inoperative account, we provide a seamless process to help you reclaim your money. Account holders/authorized signatories/legal heirs can visit their respective branches with the necessary documents to initiate the claim.

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How to Claim Unclaimed Deposits or Inoperative Accounts

Deposit or account holders can visit the respective branch where the account is maintained and submit the following documents:

Document Type	Accepted Documents
Original Documents	Original deposit receipts - Original Savings or Current Account passbook
Photographs	Two recent passport-size photos of the account holder(s) / authorized signatories
Identity Proof (Any one)	Passport - PAN Card - Voter ID - Driving License - Identity card (subject to bank’s satisfaction)
Address Proof (Any one)	Telephone bill - Bank account statement - Electricity bill - Ration card - Letter from employer (subject to bank’s satisfaction)