Mobile Banking

SIB Mirror+ brings you the Next Generation Digital Banking Experience from South Indian Bank- a comprehensive and secure Mobile Banking platform, offering you 100+ banking and utility services to take care of your daily banking needs conveniently from your smartphone.

Highlights & Features

Fund Transfer	Transfer funds using IMPS/UPI/NEFT with Instant Beneficiary Addition. Enjoy fast check-outs with the “Recent” capsules and transaction receipts that are easily shareable on messenger applications.
BHIM UPI	A single app for all your bank accounts - view balance, transfer fund and collect money from all your accounts using BHIM UPI.
All-in-one Scan & Pay	Scan any UPI/Bharat QR and make payments easily.
Bill Payments & Recharges	Bill payments and recharges made easy with auto-bill fetch, transaction history thread, bills due reminder, etc.
School/College Fee Payment	Make direct fee payments to schools/colleges registered with SIB.
e-Lock & e-Limit	Enable/disable all digital debit transactions in your account with a single toggle key. For added flexibility, use e-Limit to set a cumulative debit limit for all digital transactions for each of your accounts, depending on your spending habit.
SIB Insta	Open free SIB Insta account online.
SIBermart	Advanced compare-and-buy platform which lets you book flight tickets and shop online at best rates.
Multiple Profiles	Operate your accounts under different Customer IDs that are linked to the same mobile number, from a single SIB Mirror+ account.
SIB FeeBook	Fee payments, ticket booking and donations simplified.
Sovereign Gold Bond	Apply for and own government securities denominated in grams of gold.
SIB FASTag Recharge	Instantly recharge your FASTag issued by SIB.
Debit Card Management	Apply for new Debit Cards, set/reset Debit Card PIN, block your Debit Cards, set your Debit Card limits and enquire on updated charges and offers on your Debit Cards.
Cheque Management	Apply for cheque books, view cheques in clearing, enquire cheque status and stop cheque payments. Avail the Positive Pay System to authenticate and protect your high value cheques.
Mutual Funds	Invest in Mutual Funds and grow your wealth online.
Insurance	Enquire about the latest insurance products from SIB.
Primary Account Setting	Set your most frequently used account as your primary account for easy check-out.
Deposit Management	Create, manage and close your deposits online.
Loan against Deposit	Avail loans against your deposits online.
SIB Dream	Plan and invest for your short-term and long-term goals, setting goal details, target amount and tenure.
Deposit Rates	Check latest interest rates of deposit products offered by South Indian Bank.
Deposit Interest Rate Graph	Always invest at best deposit rates with advanced interest rate graph.
Loan Management	Apply for loans and pre-approved loans, avail Gold Loan limit enhancement and Gold Loan renewal.
KYC Update	Carry out periodic KYC updates online.
Form 15G/15H	Submit your Form 15G/15H to avoid TDS on your interest income.
“Recent” Capsules	“Recent” capsules showing recent transactions, for fast check-outs.
Transaction History	Track all your payments made on SIB Mirror+ with reconciliation option for earlier payments.
SIBerNet (Internet Banking) Payee Import	Automatically import payee details added in your SIBerNet (Internet Banking) to SIB Mirror+.
SIBerNet (Internet Banking) OTP	In case of delay in SMS delivery, get your SIBerNet (Internet Banking) transaction OTP on SIB Mirror+.
KSFE Chit Registration	KSFE Chit enrolment made online for our NRI customers.
Locker Availability Search	Check availability of lockers at your preferred branches
Referral Code	Gift your friends and family the Next Generation Digital Banking Experience with SIB Mirror+ and win attractive rewards.
Notifications	Get notified about the latest offers, security alerts, reminders, loan approvals, etc.
Advanced Search	Advanced search functionalities on all pages, including account statements.
Financial Calculators	Calculate loan EMIs and deposit earnings.
Upcoming Payment Alerts	Notifications of bills due, scheduled payments and pre-approved loans, so you are always on track.
Bill Payment Complaints Tracker	Raise grievances and check bill payment status easily.
Offers	Get instant updates about the latest offers from South Indian Bank.
Grievance Module	Grievance raising and resolution for Mobile Banking transactions.
Feedback	Raise your general concerns and feedback regarding the platform.
Branch/ATM Location	Locate your nearby branches and ATMs.
IFSC Search	Get IFSC and branch details of any bank.
Forex Rates	Check updated Forex rates.
Bank Holidays	Plan your branch visits in advance by checking bank holiday details.
FAQs	Frequently asked questions to simplify your Mobile Banking journey.

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