South Indian Bank Ltd. Head Office T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
Loan Against Securities
At South Indian Bank, we understand the importance of maintaining your investments while accessing immediate liquidity. Our Loan Against Securities offers a smart financing solution that allows you to secure funds without selling your valuable assets. By pledging your equity shares, mutual funds, or other approved securities, you can gain quick access to funds while your investments continue to generate returns. This means you can meet urgent financial needs, seize business opportunities, or manage unexpected expenses without disrupting your long-term wealth creation strategy.
Competitive and affordable.
Aligned with your financial plans.
Investments remain in your name.
Fast approvals with minimal paperwork.
SIB Loan Against Securities facility enables you to leverage the right value of your investments by pledging your equity shares, mutual funds, or other eligible securities. Along with flexible loan limits and flexible repayment tenures, enjoy competitive interest rates that minimize borrowing costs. Additionally, your investments remain in your name, allowing you to continue earning returns while they serve as collateral, ensuring both liquidity and sustained growth.
Enter your details here and our representative will connect with you.
Visit your Nearest Branch – Bring the required documents and discuss your needs with our loan officer. Branch locator
Complete the Application Process – Submit the necessary paperwork for verification.
Approval and Disbursal – Once approved, funds are made available quickly.
To get answers to the frequently asked queries
It is a financial facility that enables individuals to borrow funds by pledging their investments as collateral.
Yes, you will still receive dividends, interest, and other benefits while your investments remain pledged.
The loan amount depends on the value and type of securities pledged, as per South Indian Bank’s guidelines.
No, South Indian Bank offers flexible repayment options with minimal or no prepayment penalties.
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