Meet Your Financial Needs From the Comfort of Your Home

Welcome to SIBerNet, the innovative internet banking platform from South Indian Bank. Whether you need to transfer funds, pay bills, or manage accounts, SIBerNet provides a seamless and secure banking experience. Accessible 24/7, it is designed to simplify your financial needs from the comfort of your home.

First Time User

Our online banking platform offers a seamless experience to both novice and experienced online users. Follow the below steps to login to our advanced banking platform.

Go to SIBerNet
Enter your User ID and Password
If you are a first time user, you will have to change both Sign-in and Transaction passwords
Once logged in, the home page will be displayed and you can access the different menu options

New User Registration

Register as a New User and start accessing your account instantly.

Verify your account by entering your account number and contact details
Verify your ATM Card details
Set the User ID & Password
New User ID is created

Generate New User ID

Generate your New User ID in just 3 simple steps.

Enter your Account Number and registered Mobile Number
Enter OTP
User ID will be sent to your registered Mobile Number

Generate New Password

Reset your online banking password quickly and securely.

For Individuals – Follow these five simple steps:
- Enter your User ID and Account Number
- Provide your Debit Card details
- Authenticate using OTP
- Set a New Password
- Securely access your account

For Corporates – Reset your password in just three steps:
- Enter your User ID and Account Number
- Verify and Confirm your details
- View the Summary and complete the process

Features of SIBerNet

End-to-End Encryption: Ensures secure data transfer.
Two-Factor Authentication: OTP based verification for all transactions.
Login Alerts: Immediate alerts for any account activity.
Fraud Prevention Tools: Built-in mechanisms to detect and prevent unauthorized access.

Important Notice

Never respond to any popups, emails, SMS or phone call seeking your personal information such as User ID, Password, Mobile Number, ATM Card Number, PIN, Expiry Date etc however appealing it may be. Such communication is created & sent by fraudsters to get your credentials for unauthorized activities.
Ensure that your computer is free of Malware (Viruses, Trojans etc.) by using latest anti-virus software, firewall etc.
South Indian Bank is not liable for any loss arising due to sharing/compromise of sensitive account related information from your end, such as User ID, Password or PIN with anyone. You are required to be aware of the importance of keeping such details confidential as well as the consequences of their misuse.
The software is developed by Infosys, a leading Indian Software house.
South Indian Bank - Internet Banking (SIBerNet) is best accessed using Internet Explorer version 8 & above and latest version of Mozilla Firefox, with a screen resolution of 1024 x 768 pixels.

Secure your Internet Banking

Type the URL to access SIBerNet - Always type the Internet Banking's URL in the address bar of your browser. Make sure that the opening page is genuine.

Use the Virtual Keyboard - Using the Virtual Keyboard (VKB) wherever available would help prevent key-logger compromises, as in such cases, the keyboard is not being used for input.

Never share your User ID/Password- Never disclose/share your credentials with any person. South Indian Bank officials will never ask you for your Internet Banking User ID/Passwords.

Do not store your Password - Do not store passwords in a file on any device (including mobile or similar devices) without encryption. Do not let your computer remember your password. Never accept auto-complete options provided by your computer/browser.

Log in frequently and check your Accounts - Logging in to your SIBerNet Account not only helps you keep track of your accounts online but also enables you to notice and stop any fraudulent activity quickly.

Change your Password frequently - Create strong passwords and change your passwords at least once every 180 days.

Check your “Last Login Time” - Check the date and time of your last login when ever you log in to SIBerNet to ensure there has been no compromises.

Be vigilant against any form of Phishing - Never fill in any form that you have accessed via a link through an email or from any sources other than the Bank, with sensitive data such as User ID, Password, PIN and other account related information.

Never leave your session Unattended - Do not leave your SIBerNet sessions unattended. Always Log out completely after use. Make sure that you Log out of the application by clicking on the Log out button and close all browser windows.

Clear Browser Cache - Always clear your browser cache after each session.

Never access SIBerNet from public computers - Never access SIBerNet from cyber cafes and other public computers. Always access SIBerNet using your personal computer to reduce the chances of ID theft, phishing, etc.

Use only recommended browsers - SIBerNet is best accessed using Internet Explorer version 11.x and above, Mozilla Firefox version 59.x, 60.x, 61.x and above, Google Chrome 68.x, 69.x, 70.x and above and Apple Safari 11.x, 12.x and above, with a screen resolution of 1024 by 768 pixels. Ensure that TLS 1.2 is enabled in your browser under Advanced Security Settings.

SSL Certification for secure page - Please note that the Login page of SIBerNet has a padlock image on the address bar. The URL (address) would be a secured one, beginning with https://. The details of the digital certificate can be viewed by clicking on the padlock image.

Ensure that your URL for SIBerNet login and subsequent pages start with https://sibernet.southindianbank.com/corp/ .In case you are getting a different type of URL, please contact your branch or the SIBerNet Cell at 91-484-2388555 immediately. Do not proceed further until instructions are obtained from branch or SIBerNet Cell.

Contact our Customer Care executives at 18004251809/18001029408 (toll free), +91-484-2388555 (for NRIs), or mail to us at customercare@sib.co.in for any guidance.

With a focus on added convenience and uncompromising on security, SIBerNet offers a host of services and features which are sure to simplify and enhance your banking journey. For a walk through of the services hosted on SIBerNet, read on.

Account Enquiries	Get a complete view of all your accounts View Mini Statement Inquiry on Cheque Status, Lien etc Interest Details of Deposit Accounts Packing Credit/Foreign Bill account statements
Fund Transfer	Fund transfer between your own operative accounts Fund transfer to other accounts within the Bank & other banks IMPS fund transfer up to Rs. 5 Lakhs Schedule one-time and recurring transactions Instant credit to SIB loan accounts Instant payee addition using SIB Authenticator app/DSC
Bill Payment/Recharge	Make payments for common services availed.
IRCTC Ticket Booking	With a direct tie-up between South Indian Bank and IRCTC, now you can book your train tickets online and pay using SIBerNet. Click here for IRCTC ticket booking
Online Bill Payments / Shopping Mall	Make payment for almost all goods/services through Internet Banking on-line real time in a secured way. In case of corporate where account mode of operation is jointly, online bill payment/ e-commerce transaction facility can be enabled for a designated user on request basis. You can also make payment to KSEB (Kerala State Electricity Board) electricity bills online with zero additional charges (Payment Gateway charges). Click here to pay your KSEB Bills online
Cheque Book Request	Order Cheque Books for your accounts.
Positive Pay	Submit your high value cheque details online on Positive Pay.
Self-Generated 2FA	Request for registering SIB Authenticator app based dynamic OTP online. Advantages of SIB Authenticator app: SIB Authenticator app can be availed by all type of SIBerNet users free of cost Instant activation of payee/beneficiary without cooling period. GPRS/Wi-Fi connectivity in mobile required only at the time of snorkel registration. Available in iOS & Android platforms.
SIB TF Online	Online portal for enabling trade finance transactions: Advance Remittance for Imports. Remittance against Import Bill received from overseas Bank for Collection. (Bank-to-Bank Foreign Inward Collection Bill) Payment against Import documents received by Importer directly from overseas suppliers.
Tax Payments	Register your PAN/TAN and pay direct taxes. GST payment - Pay CGST, SGST/UTGST, IGST and Cess using the NEFT mode of transfer
Message Centre	Send secured instructions to and receive immediate replies from your Relationship Manager.
Manage Profile	Change your User ID. Give different nicknames to your accounts for easy identification. Change passwords.
2FA (second factor authentication) for enhanced SIBerNet security	2FA enables the users to make their online transactions in the most secured way. It is a security process in which the system will prompt the user to enter a dynamically generated one-time password-OTP (Which could either be sent as SMS to the registered mobile number of the customer or it can be self-generated by the customer through an application downloaded to customer’s mobile handset). This is a globally followed practice which ensures maximum security to internet banking transactions. Different type of 2FA available for SIBerNet users Missed Call OTP: In case of a delay in receiving SMS OTP, you can now receive your OTP on your registered email ID by giving a missed call from your registered mobile number to 9223 815 816. Get OTP in SIB Mirror+: It is a new option in our Mobile Banking app - SIB Mirror+ called & SIBerNet OTP’, to view the last One Time Password (OTP) generated in SIBerNet while doing a Transaction/ Activity. Customer can click on & SIBerNet OTP & option in ‘Services & Request’ to view the last generated OTP sent to his registered mobile number. SIB Authenticator App: Mobile based dynamic OTP (2FA) can be generated through SIB Authenticator app installed in the registered user’s Mobile device. Digital Signature Certificate (DSC): Digital Signature Certificate (DSC), an optional 2nd Factor Authentication mechanism, can be enabled on a request-basis. Recommended for all high value transaction as it offers maximum security from cyber frauds.
Maker-Checker Authorisation for Corporate Users	Our corporate customers can initiate and complete their transactions following an multilevel approval hierarchy (maker- checker).
Multiple users	Corporates can apply for Internet Banking facility for different officials responsible for operation in bank accounts. Also in addition to the authorised signatories for the account operation, Net banking corporate user id can be issued to company staff officials as transaction entry user with limited access.
Access restriction	Corporates can also restrict the account access to different users, based on their requirement.
Higher transaction limit	Corporate customers have a facility to increase their daily fund transfer limit on request basis.
View facility	Corporate internet banking can also be issued with view only facility on request basis.
Bulk Upload Facility	Bulk fund transfer file upload facility can be availed for corporate customers on request basis. This facility can be used for Bulk fund transfers between own accounts (self-linked accounts), within bank accounts (salary payment) and other bank accounts (NEFT/RTGS) by uploading data files in prescribed format.
Bulk Payee/Beneficiary addition	Multiple Payee/ Beneficiary details can be added in Net banking by uploading a file of Payee/Beneficiary details in prescribed format.
Security Features	Second factor authentication (2FA) for high value transactions The software is from Infosys, a leading Indian Software house EV-SSL certificate ensuring 256-bit encryption We have complied with Global Standards while implementing the various layers of security features such as Firewalls & Anti-Virus.

SIBerNet – For Retail Customers

Retail customers can avail the SIBerNet Internet Banking facility if the following conditions are met:

The customer holds an active individual account (Savings, Current, Overdraft, NRE/NRO, etc.) with South Indian Bank.
The customer must not have an existing SIBerNet user ID linked to the account.
The account is not jointly operated, or if it is, it must have 'Either or Survivor' or 'Anyone or Survivor' mode of operation. Joint accounts with other modes must apply through the branch.
A valid ATM/Debit card is available for the account.
The mobile number and email ID must be registered with the bank.
Proprietorship accounts are also eligible under the retail category.
Customers can also opt for view-only access, if needed.

SIBerNet - Corporate Customers

Retail customers can avail the SIBerNet Internet Banking facility if the following conditions are met:
Company/ Corporation/ Trust/ Society/ Association/ Partnership Firms/ HUF constitutions can apply for Internet Banking (SIBerNet) Corporate facility through branches by submitting Application form.
Click here to Download Internet Banking Application form
Click here to log in to SIBerNet

Enable 2FA (Two-Factor Authentication): Add an extra layer of security with Two-Factor Authentication.
Schedule Bulk Transactions: Use the bulk upload feature to initiate salary credits, vendor payments and fee disbursements efficiently.
Set Transaction Alerts: Activate SMS/email alerts for real-time updates on debits and credits.
Use Maker-Checker Workflow: For business accounts, enable dual authorization for high-value transactions to prevent unauthorized activity.
Regularly Update Passwords: Change your login and transaction passwords periodically to minimize the risk of unauthorized access or fraud.
Set Reminders for Recurring Payments: Automate EMI, rent, utility, vendor payments etc.. by scheduling them in advance to avoid penalties.
Access Anywhere, Anytime: Monitor and manage your transactions securely on the go with SIBerNet.
Use the Fund Transfer Templates: Save frequently used beneficiaries and transaction formats as templates to save time and reduce errors.
Log Out When Idle: Always log out from your session after completing transactions.
Verify Alerts & Emails: Always cross check official alerts and avoid clicking suspicious links. SIB never asks for credentials via calls/email/SMS.
Bookmark the Official URL

Access SIBerNet only through the official site:

https://www.southindianbank.com

Avoid using search engine links to log in.

Check Transaction Status Regularly

Keep an eye on "Pending Transactions" to ensure none remain stuck due to authorization delays.

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