SIB RuPay Classic NCMC Debit Card

Simplify your finances with South Indian Bank’s RuPay Classic NCMC Debit Card, your go-to payment solution for online and offline purchases. Accepted across a wide range of merchants, this versatile card offers exclusive offers and allows hassle-free cash withdrawals from an extensive ATM network, making it a perfect companion for everyday transactions.

  •     Tap & Pay convenience
  •     Prepaid wallet for mobility
  •     Secure domestic & international use
  • Tap & Pay Functionality: Make payments up to Rs. 5,000 without a PIN at NFC-enabled terminals.
  • Prepaid Wallet: Ideal for offline payments in Metros, Buses, Smart Cities, and more.
     
  •     First Year Annual Maintenance Charges(AMC): Charged on the 91st day from card issuance if no issuance fee is collected.

 

Waiver Conditions 

  •     First Year AMC:
    • Spend Rs25,000 or more using the card within 90 days
    • Maintain an Average Balance of Rs50,000 or above in the account within 90 days.
  •     AMC from 2nd Year onwards: Waived for SB Silver & above accounts with an Average Yearly Balance of Rs10,000 or more.
     

Online

  •     Apply via SIBerNet (Internet Banking) or the SIB Mirror+ App and complete the process in a few simple steps.

Offline

  •     Visit your nearest SIB branch.
  •     Complete and submit the application form with necessary documents.
     
  • The SIB RuPay Classic NCMC Debit Card is available to the following customers:

Available to all account holders except Basic Savings Account holders.

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