SIB Mastercard World NFC Debit Card

With the SIB Mastercard World NFC Debit Card, enjoy premium banking at its best. Experience global acceptance at millions of merchants and ATMs, paired with exclusive dining, shopping, and travel offers. With advanced EMV chip technology and zero-liability protection, your transactions are safe and seamless. Be it concierge services, local shopping, or exploring the world, this Debit Card delivers superior value.

Exclusive brand offers
Free airport lounge access
Tap & Pay functionality
Hassle-free global acceptance

Airport Lounge Access: Enjoy 2 complimentary visits per calendar quarter within India.
Contactless Payments: Tap & Pay for transactions up to Rs 5,000, up to 5 times daily, at NFC-enabled terminals.

Issuance Fee:
- Rs 500 + GST for SIB Ruby and CD accounts.
- Nil for other eligible SB accounts.

Annual Maintenance Fee (AMC):
- Rs 500 + GST for all SB & CD accounts.

Note: First year AMC will be charged on the 91st day if no issuance fee is collected by the system.

Waiver Conditions

First-year AMC is waived for SB accounts if:
- Purchase transactions totaling Rs 25,000+ within 90 days.
- Average Balance of Rs 50,000+ within 90 days.
AMC from the second year onwards is waived for SB accounts maintaining an Average Yearly Balance of Rs 1,00,000+.

Online

Effortlessly apply through SiberNet (Internet Banking) or the SIB Mirror+ app. Navigate to the card section and follow the simple steps to submit your application.

Offline