Experience unmatched convenience and privileges with this account:

Eligibility for All Age Groups: Open to beneficiaries of any age.
Exclusive Banking Privileges:
- Complimentary airport lounge access for a premium travel experience.
- Sweep In/Out Facility for efficient fund management.
Free and Unlimited Transactions:
- Unlimited ATM usage across all networks.
- Rupay Platinum Debit Card and cheque book issued free of charge.
Digital and Mobile Banking:
- WhatsApp Banking for instant access to account details.
- Comprehensive Mobile and Internet Banking for seamless online transactions.
- SMS alerts for real-time updates.
Financial Security: Enjoy a secured future with bundled insurance coverage.

You must meet the following eligibility requirements:
Individuals of all age groups eligible for NHAI benefits can apply for SIB NHAI Beneficiary Savings Account.

You need to provide the following documents to open the SIB NHAI Beneficiary Savings Account

Identify Proof: Passport, Voter ID, Aadhaar Card, or any other government-issued ID.
Address Proof: Aadhaar Card, Passport, Utility Bills, etc.
PAN Card/Form 60: This is mandatory for opening the account.

Eligibility:

Individuals of all age groups eligible for NHAI benefits can apply for SIB NHAI Beneficiary Savings Account.

Open your SIB NHAI Beneficiary Savings Account effortlessly in just a few steps:

Offline Mode:

Visit your nearest South Indian Bank branch.
Fill out the Account Opening Form.
Submit necessary KYC documents.

Online Mode:

Visit SIB Video KYC Portal.
Verify your identity using PAN & Aadhaar.
Complete KYC via video call.
Deposit funds to activate your account

Check out the fees and charges below:

Initial Funding	Nil
Average Balance Requirement	Nil
Debit card Issuance Charges	Nil*
Online NEFT Charges	Nil

Frequently Asked Questions

To get answers to the frequently asked queries

The account is available to individuals of any age group under the Domestic Customer category.

No, the SIB NHAI Beneficiary Savings Account has zero minimum balance requirements.

A Rupay Platinum NCMC or Visa Platinum NFC debit card is issued without any issuance fees. The Annual Maintenance Charge (AMC) for the first card is waived as well.

Transaction limits for the Debit card are as follows:

Daily withdrawal limit: Rs 1,00,000/-.
Daily shopping limit: Rs 3,50,000/-.

Yes, a 25% concession is provided on the first year’s rent for small and medium-sized lockers.

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SAVINGS ACCOUNT

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