SIB Doctors Plus Savings Account offers a wide range of features to make your banking experience with us especially rewarding.

Exclusive Identity Recognition: Enjoy a tailored experience with “Dr.” prefixed accounts & debit cards.
Ease of Transactions: Unlimited free ATM transactions at all bank ATMs, ensuring hassle-free access to funds anywhere.
Premium Privileges: Free RuPay Platinum Debit Card, complimentary airport lounge access, and Sweep-In/Out facilities enhance lifestyle convenience.
Cost-Effective Banking: Concessional locker rent and discounts on retail loan processing fees add financial value.
Comprehensive Banking Benefits:
- Zero balance account eliminates maintenance worries.
- Complimentary cheque book and other added perks.
- Insurance schemes for financial security.

The eligibility criteria for opening the SIB Doctors Plus Savings Account are as follows:

Individuals must be medical Doctors aged 21 years and above.

To open an SIB Doctors Plus Savings Account, you must provide the following documents:

Identity Proof: Passport, Voters ID, Aadhaar Card, or any other valid government-issued ID
Address Proof: Acceptable documents include Aadhaar Card, Passport, Utility Bills (e.g. electricity, water, or gas bills), etc.
PAN Card/Form 60: This is mandatory for account opening

Opening your SIB Doctor Plus Savings Account is easy and hassle free. Take the VKYC route and open your account effortlessly in just a few steps:

Offline Mode:

Visit your nearest South Indian Bank branch
Fill out the Account Opening Form
Submit necessary KYC documents
Your account will be activated upon successful verification

Online Mode:

Visit SIB Video KYC Portal
Verify your identity using PAN & Aadhaar
Complete KYC via video call
Deposit funds to activate your account

Charges related to SIB Doctors Plus Savings Account are as below.

Initial Funding	Rs. 25,000/-
Average Balance Requirement	Nil
Debit Card Issuance Charges	Nil
Online NEFT Charges	Nil

Start enjoying the benefits of the account without much burden on your pocket.

Frequently Asked Questions

To get answers to the frequently asked queries

The SIB Doctors Plus account is a specially designed savings account for medical professionals aged 21 years and above. For joint accounts, the first holder must be a doctor.

The initial payment required is just Rs.25,000.

You do not need to maintain an Average Monthly Balance (AMB) for the first year. From the second year onwards, Rs25,000 must be maintained to continue enjoying freebies.

The facility is available for balances of Rs.3 lakhs and above. Under this, the amount is converted to multiples of Rs10,000 with a holding period of up to 92 days. The maximum amount for the sweep-out deposit is Rs.10 lakhs.

25% concession on processing fees (up to Rs.2,500) for loans like Housing Loans, Vehicle Loans, Mortgage Loans, Rental, and Mini Rental Scheme Loans are available with this account.

Debit cards prefixing "Dr." with the customer’s name are available with the SIB Doctors Plus account. Card variants include Rupay Platinum and Visa Platinum NFC. Account holders also get free issuance and unlimited free ATM transactions at all bank ATMs.

The following insurance benefits are available with this savings bank account:

Max Bupa Health Insurance: Provides Rs.1 lakh insurance for Rs.995 per annum, covering inpatient care, pre/post-hospitalization, and emergency ambulance service.
SIB Suraksha Kavach: Offers personal accident death cover of Rs.10 lakhs and hospitalization cover of Rs.1 lakh for Rs.275 annually (discounted to Rs.76).
Pradhan Mantri Suraksha Bhima Yojana (PMSBY): Offers Rs.2 lakhs of accidental death cover for the first year (Rs.20 from the second year).

With SIB Doctors Plus, you get the following premium lounge benefits:

Domestic Access: Quarterly once per calendar year.
International Access: Once per year.

You may note that the lounge facility is available only for Rupay Platinum Card holders.

You will get to enjoy free WhatsApp banking, internet/mobile banking, unlimited online NEFT, and zero SMS alert charges with the account.

You do not have to maintain the AMB to enjoy freebies for the first year. From the second year onwards, an AMB of Rs.25,000 is required to avail of the benefits.

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