Frequently Asked Questions

To get answers to the frequently asked queries

You can avail up to Rs.10 lakhs for domestic studies and Rs.20 lakhs for overseas studies.

No collateral is required for loans up to Rs7.5 lakhs, with credit guarantee coverage. Loans above Rs7.5 lakhs require 100% collateral.

Repayment can extend up to 15 years, including the moratorium period.

Yes, the Central Sector Interest Subsidy (CSIS) scheme is available for eligible applicants.

No, prepayment charges are NIL for this scheme.

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