South Indian Bank Ltd. Head Office T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
To get answers to the frequently asked queries
Loan amounts range from Rs2.5 lakh to Rs10 lakh based on the course and location.
No collateral is required for loans up to Rs1 lakh. Loans between Rs1 lakh and Rs3 lakh require a third-party guarantee, while loans above Rs3 lakh require 100% collateral.
The repayment period is up to 10 years for loans up to Rs7.5 lakh and 15 years for higher amounts.
Yes, the moratorium period includes the course duration plus 1 year or 6 months after securing a job, whichever is earlier.
Yes, you can prepay the loan at any time without incurring additional charges.
FD Laddering Strategy: Maximize Returns with South Indian Bank’s Fixed DepositsRead more
SIB Her Haven: Our Vision to Fuel Women’s Home OwnershipRead more
Beyond Savings: How A Gold Loan Simplifies School ExpensesRead more
SIM Swap Frauds - Safeguard Your Financial SecurityRead more
Digital Must-Haves for Students & How to Afford Them the Smart WayRead more
School Reopening? Here's How a Gold Loan Can Ease the PressureRead more
Safe, Simple & Digital: Fixed Deposits with a Digital Edge for Gen ZRead more
Stay Alert: How to Protect Yourself from Investment ScamsRead more
8 Reasons to Choose Quick FD for Your Financial NeedsRead more
Spot the Fakes: A Guide to Secure Online PracticesRead more
©2025 south Indian Bank. All Rights Reserved
Disclaimer | Terms & Conditions | Privacy Policy