South Indian Bank Ltd. Head Office T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
To get answers to the frequently asked queries
You can avail up to Rs.35 lakh based on your eligibility and project cost.
Yes, you can claim tax deductions under Sections 80C and 24B for principal and interest repayments.
Yes, SIB Ashirwad covers renovation, extension, and repairs.
No, there are no prepayment or pre-closure charges.
Yes, co-applicants can be included. They can be your spouse, parents, or children.
You can repay the loan in Equated Monthly Installments (EMIs) through Electronic Clearing Service (ECS) or NACH mandates.
If the loan for plot purchase is closed without house construction, commercial ROI will be charged from the date of availment.
Yes, top-up loans can be availed based on your repayment history and property value.
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