South Indian Bank Ltd. Head Office T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
Personal
Accounts & deposits
Kalpakanidhi Deposits
Kalpakanidhi fixed deposit offered by South Indian Bank is suitable for depositors who wish to reap higher return on their investments over a period of time. This deposit offers interest compounding quarterly which helps in generating better returns on your deposits.
Explore the various SIB term deposit schemes. Choose the one that suits your requirement. With South Indian Bank you can enjoy the security of your hard earned money while earn the best interest on your term deposit.
With South Indian Bank, you can open the Kalpakanidhi Deposit seamlessly with out much hassle.
If you are an existing SIB customer with a Savings Account or Current Account with us, follow the below simple steps.
In case you do not have a Savings Account or Current account with our bank, still you can easily open a deposit with us by following the below steps.
Download the application form Click Here
The South Indian Bank offers attractive rate of interest for Kalpakanidhi fixed deposit.
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Check out the Deposit calculator to know how your investment will grow over a period with us.
To get answers to the frequently asked queries
KND is a reinvestment plan with interest-compounded quarterly. In normal FDs Interest pay-out is happening on a monthly/quarterly basis.
Kalpakanidhi Deposit can be opened from 6 months onwards.
Yes, presently our Bank is offering additional interest benefit for Senior Citizens and the same is applicable for SIB’s Kalpakanidhi Deposits also except Non-callable deposits.
For depositors who prefer to get the interest at fixed intervals
Depositors who have surplus short duration funds.
Investment scheme for the salaried/fixed monthly income group.
A higher interest earning term deposit for those who can afford to deposit a sizable amount.
Deposit for income tax assesses to save tax
Customers who want their interest on every financial quarter ends.
For depositors who wish to reap higher interest on their short term funds.
For investors looking to invest their surplus cash reserves in environmentally friendly projects.
Deposit Scheme formulated for those who need more than the interest income for their monthly expenditure.
NRIs who prefer to invest their earnings in foreign currency itself.
Financial intermediaries and High Value Depositors including banks, especially to park their funds.
For Non Residents who wish to reap higher returns on their funds by way of forward booking in addition to FCNR interest.
For depositors/traders who wish to reap higher interest on their short term funds
Unique offering allows anyone to start building their financial future with just a few clicks.
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