Cash Credit Facilities

Flexible Financing for Your Business Needs

Seamless Access to Working Capital | Optimise Cash Flow | Ensure Business Stability
Running a business requires constant access to funds to manage daily operations, purchase inventory, and handle seasonal fluctuations. South Indian Bank’s Cash Credit Facility offers a reliable financing solution that provides businesses with ongoing access to funds, helping them maintain liquidity and meet short-term financial requirements effortlessly.

Key Features and Benefits

Flexible Credit Limit

Secured Financing

Interest Payable on Utilised Amount

Revolving Credit Facility

Apply Now

Cash Credit Facilities

Why Choose South Indian Bank?

With a rich legacy of banking excellence, South Indian Bank provides businesses with seamless financial solutions to ensure smooth operations and growth. Our Cash Credit Facility offers uninterrupted working capital, allowing businesses to access funds as needed and maintain steady cash flow. With a cost-effective structure, interest is charged only on the amount utilised, optimising financial efficiency.

A Cash Credit account allows businesses to withdraw funds up to a pre-approved credit limit, similar to an Overdraft facility. However, this facility is secured by pledging or hypothecating goods, stock, or produce, making it an ideal option for businesses that need working capital financing to manage inventory, production, or seasonal demands.

Businesses can adjust their security to match their funding needs, ensuring optimal utilisation of available credit while maintaining the required margin at all times.

Manufacturers & Traders - Maintain steady inventory and manage production cycles efficiently.
Retailers and Distributors - Ensure seamless stock replenishment and cash flow management.
SMEs and MSMEs - Gain quick access to funds to meet operational and seasonal requirements.
Service Providers - Handle short-term financial gaps with a revolving credit facility.

Category	Details
Interest Rates	Check Interest Rates
Additional Charges	Click here for Service Charges

Enter your details here and our representative will connect with you.

Offline Application:

Visit Your Nearest Branch - Bring the required documents and discuss your needs with our loan officer. Branch locator
Complete the Application Process - Submit the necessary paperwork for verification.
Approval & Disbursal - Once approved, funds are made available quickly.

Visit your nearest branch or contact our experts to explore the best financing options suitable to your business.