Smart Banking Solutions for Your Business

The CD Premium Smart Account from South Indian Bank is a business banking solution designed to streamline your day to day business operations. SIB CD Premium Smart Account ensures you enjoy the facilities that keeps smooth functioning of your business without any hassle. With benefits such as flexible maintenance, unlimited transaction benefits, and seamless digital banking, this current account is made for businesses seeking efficiency and growth. Now manage large-scale transactions or daily finances effortlessly and stay ahead in your financial journey

Flexible Maintenance: Effortlessly maintain an AMB of just Rs.50,000/- in urban areas or Rs.25,000/- in rural centers.
Cheque Book Convenience: Enjoy 100 free cheque leaves per month with additiona or unlimited free leaves based on your AMB.
Cash Handling Made Easy: Unlimited free withdrawals across all SIB branches and flexible deposit limits.
Seamless Transactions: 30 free branch transactions and unlimited RTGS/NEFT via digital channels.
Sweep-In Facility: Ensure uninterrupted transactions with an automatic sweep-in for shortfalls.
Digital Banking Access: Stay connected with free mobile and Internet banking, and unlimited free inward IMPS/RTGS/NEFT.
Additional Free Services: Avail of free SMS alerts, account statements, and standing instruction setups.

Who Can Open:	Businesses. Sole proprietors. Organizations seeking a reliable banking partner.
Requirements:	Valid KYC documents. PAN card. Minimum MAB of ; Rs.50,000/- in metro/urban centers or Rs.25,000/- in rural/semi-urban centers

Opening the SIB CD Premium Smart Current Account is a hassle-free process:

Visit the nearest South Indian Bank branch.
Complete the application form and submit the required documents.
Your account will be activated upon successful verification.

Apply online for SIB CD Premium Smart Current Account – Click here!

Here is the list of fees & charges associated with the SIB CD Premium Smart Account:

AMB Requirements	Rs.50,000/- in metro/urban areas.
AMB Requirements	Rs.25,000/- in rural/semi-urban areas.
Non-maintenance Charges	Rs.650/- for maintaining <50% of AMB.
Non-maintenance Charges	Rs.500/- for maintaining >=50% of AMB
Debit Card AMC	Waived upon fulfilling transaction/balance criteria.
Branch Transactions	Chargeable as per service norms.
Standard Charges	Click here to avail services like cheque stop payment, outward cheque returns, and ECS returns.

Frequently Asked Questions

To get answers to the frequently asked queries

The AMB is Rs.50,000/- in metro/urban centers and Rs.25,000/- in rural/semi-urban centers.

Non-maintenance charges of Rs.650 (<50% AMB) or Rs.500 (≥50% AMB) will apply.

Yes, maintaining an AMB of Rs.5 lakh or more offers unlimited free transactions.

Yes, services like SMS alerts, cheque leaves, and fund transfers are free up to specified limits.

Unlimited free withdrawals are available, and deposits are subject to service guidelines.

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