Fiza Individual Current Account

Perfect Banking Solution for Resident Individuals

The SIB Fiza Current Account is the perfect banking solution for resident individuals seeking simplicity and flexibility. With no minimum balance requirements, free digital transactions, and personalised benefits, this account ensures hassle-free banking tailored to your needs. Whether you’re transacting digitally or accessing value-added services, SIB Fiza puts your convenience first.

Key Features and Benefits

Zero balance requirement

Free digital transfers

RuPay or Visa/Master Platinum cards with attractive benefits

Insurance coverage and locker rent waivers.

Apply Now

Zero Balance Flexibility: No minimum balance requirement or penalties for non-maintenance, making banking stress-free.
Cash Transactions Made Easy: Enjoy 5 free branch cash withdrawals monthly. Unlimited withdrawals for accounts with AMB of Rs.25,000 or more.
Convenient Cheques: Get the first cheque book for free. Additional 25 free cheque leaves quarterly with AMB = Rs.25,000/-.
Unlimited Digital Banking: Enjoy 10 monthly free outward NEFT/RTGS transactions with AMB < Rs.25,000/- & unlimited free outward transactions with AMB = Rs.25,000.
Flexible Debit Cards: Access RuPay Classic or Visa/Master Platinum cards with waived AMC upon meeting balance or transaction conditions.
Enhanced Premium Benefits: Maintain Rs.25,000 AMB for unlimited ATM access, free IMPS, SMS alerts, and higher insurance coverage.
Value-Added Perks: Avail locker rent waivers, personal accident insurance, and free account opening for Demat accounts and enrollment in NPS, APY, and PMJJBY accounts.
Free E-Services: Enjoy mobile and internet banking with free e-statements for easy account management.

Follow the eligibility criteria given below to open the SIB Fiza Individual Current Account:

Who Can Open: Resident individuals aged 18 and above.
Benefit Tiers:
- Standard features for AMB below Rs.25,000/-.
- Enhanced privileges for AMB of Rs.25,000/- or more.

Follow these steps to open the SIB Fiza Individual Current Account:

Visit the nearest South Indian Bank branch.
Submit the application form with required documents.
Bank staff will assist with account activation.

Apply online for SIB Fiza Individual Current Account – Click here!

Check out the fees & charges related to the SIB Fiza Individual Current Account:

Account Maintenance	No charges for non-maintenance of balance.
Cash Transactions	5 free branch withdrawals monthly.
	Rs0.50 per Rs.1,000 or Rs.50 beyond the limit.
	Free & unlimited cash withdrawals across branches if AMB is Rs.25,000/- or above.
Digital Transactions	Free & Unlimited online NEFT/RTGS transactions.
Digital Transactions	10 free branch transactions monthly if AMB = Rs.25,000/-.
Debit Cards	No issuance fee; AMC waived for the first year upon meeting eligibility conditions.
Additional Benefits	Free e-statements and account opening for Demat accounts.